RAW originates owner-financed land and land/home transactions for buyers who don't fit the bank box. Predictable underwriting, simple terms, fast close.
5-minute form: income, down payment, target county, household size.
We quote rate, term, and balloon (if any) within one business day.
Choose from our owner-financed land + home inventory or bring your own parcel.
Wet-ink closing, recorded deed of trust, first payment due 30 days out.
Owner-occupied programs start at 580. Investment buyers underwritten on the asset, not FICO.
None on owner-occupied loans. Investor notes may carry a 6-month interest minimum.
A licensed third-party loan servicer handles statements, escrow, and 1098s.