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RAW Land & Home
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Buyers · Financing

Land + Home Financing

Land/home financing rolls the dirt, the manufactured home, the foundation, and the utility work into a single instrument — closed once, paid once, owned outright.

Why RAW

What you get

  • Chattel, conventional MH Advantage, and seller-financed paths
  • Improvements (well, septic, drive) eligible to finance
  • Single closing — no construction-to-perm refinance
  • Programs for primary, second-home, and investment use
The Process

How it works

  1. 01

    Scope the Package

    Land cost + home + site work = total project number. We deliver a fixed-cost worksheet.

  2. 02

    Lender Routing

    We match your file to the lender most likely to fund it — bank, credit union, or in-house seller note.

  3. 03

    Appraisal & Title

    Permanent foundation classification, surveys, and title commitment coordinated by RAW.

  4. 04

    Fund & Set

    Loan funds; home is delivered, set, and trimmed; final inspection releases occupancy.

buyer

Get Pre-Approved

Tell us about your goals. We'll match you to owner-financed land, land/home, or chattel options.

By submitting you agree to be contacted. We never sell your information.

Run the Numbers

Model it live

Monthly Payment

Principal Financed
$202,500
Monthly P&I
$1,703
Total Paid
$612,983
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FAQ

Common questions

Can I finance a doublewide on land?+

Yes — with a permanent foundation it qualifies as real property under most programs.

What down payment is required?+

As low as 5% on conventional MH Advantage; 10–20% on seller-financed land/home.

Can I roll in site work?+

Driveway, septic, well, and pad prep are eligible on most programs.