The Challenge
Aging landowner wanted to retire but faced a 6-figure capital-gains hit on a cash sale. Local market had deep demand for sub-$300k land-home packages but no developer was producing inventory.
RAW's Approach
- 1Structured a 5-year seller-finance note at 6.5% with 20% down to defer the seller's tax exposure.
- 2Engineered a 24-lot rural subdivision with shared water co-op tap and individual septic.
- 3Pre-sold 9 of 24 pads to RAW's investor list before the first home was set.
- 4RAW Developments executed home placement, utility hook-ups, and turnkey finish.
The Outcome
All 24 pads delivered and sold within 8 months of takedown. Seller note current and performing; RAW retained 3 pads as long-term rentals.
"RAW gave me a clean exit and let me hold the note. I sleep better than I did when I owned the dirt."