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Note InvestmentDenton, TXHold: 9 months

Denton County: Private Lender Funds Bridge Loan at 11% with 1st-Lien Security

Private lender deployed $475k as a 1st-lien bridge against a Denton County land-home project. Loan paid in full at month 9 with 11% interest and 2 points.

Yield
11%
Points
2
LTV
62%
Hold
9 mo

The Challenge

Lender wanted yield above bank CDs without market volatility, but required collateral, transparency, and a defined exit.

RAW's Approach

  • 11st-lien position against the dirt and entitled improvements at <65% LTV.
  • 2Title insurance, hazard insurance, and recorded deed of trust with lender as beneficiary.
  • 3Monthly draw reports and project photos delivered to the lender's portal.

The Outcome

Paid off in full at month 9 from project unit sales. Lender re-upped on the next RAW Developments project.

Next Step

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